Personal Banking

Personal Banking

Our personal savings accounts are designed to help you build your savings by gaining prime interests on your well-earned money. With our attractive interest rates, you can expand your savings in a short time span.

These types of savings accounts are for personal use and offer savers a wide range of benefits including flexibility, easy access to funds, tax advantages and much more.

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Annual interest earned

Regular Savings Account

Put some money aside with our regular savings account.

  • This account is for personal use only, and will be opened in your personal name.
  • Minimum amount required to open this account is US$1,000.00.
  • Annual interest earned is 2.25% paid quarterly on balances of US$500.00 and above.
  • There is no minimum balance requirement and thus no “below minimum balance” penalties.

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Annual interest earned

Super Savings Account

When you want to save for the big moments in life, our Super Savings is a personal account that can take you the distance.

  • This account is for personal use only, and will be opened in your personal name.
  • Minimum amount required to open this account is US$1,000.00.
  • 3% annual interest is paid monthly on USD 25,000.00 and above.
  • If balance falls below US$25,000.00 but maintained at US$500.00 or above you will earn interest at 1.0% per annum.
  • There is no minimum balance requirement and thus no “below minimum balance” penalties.

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Annual interest earned

Fixed Term Deposit

Secure your money and watch it grow with our Fixed Term Deposit.

  • Minimum amount required to establish a TD is US$20,000.00.
  • Interest rates vary between 1.5% and 4.0% depending on the amount of money being invested and the time period during which the deposit is maintained with us.
  • At maturity, you have the choice of interest being paid to your account held with us or rolling it along with the principal for another period.
  • Term Deposit are only being offered to individuals moving their 401K/IRA to Atlantic International Bank Ltd.

All Accounts are Accessible Through:

Requirements:

Opening a personal savings account with us is straightforward. Here is our list of requirements to open a savings account.


Application:

When filling out the account application forms, kindly ensure that detailed information is stated where necessary; reveal the source of the funds for expected monthly/annually deposits into the account. Additional source of funds and supporting documents may be requested by our compliance department upon review of the Personal Bank Account Application.

The below form represents an actual application for a Personal Bank Account with Atlantic International Bank Limited. If you require additional information or assistance, contact our Customer Care Department for immediate assistance.

A scanned copy of the forms and other required documents can be sent to [email protected] for vetting before the original forms are couriered to the bank for processing.