SERVICES

US Dollar Demand Deposit Accounts
-For Corporate Applicants
-Non-Interest Bearing Account
-Minimum amount required to open and maintain in this account is US$1,000.00

US Dollar Personal Savings Account
-For Personal use only
-Minimum amount required to open this account is US$1,000.00
-Annual interest earned is 2% paid quarterly on balances of US$500.00 and above

Fixed Term Deposits
-Minimum amount required to establish a CD is US$20,000.00
-Interest rates vary between 2.25% and 5.5% depending on the amount of money being invested and the time period during which the deposit is maintained with us.

Loans
-We offer US Dollar loans at a rate of 10% per annum
-Collateral must be located within the country of Belize
-Interest is calculated on the reducing balance
-No penalties on prepayments
-Financing ratio is 60% - 40%

Line of Credit
-Offered as a source of working capital
-Funds are disbursed in phases to address the borrowers working capital requirements.
-Interest is calculated on the reducing balance and computed on a monthly basis

Letters of Credit
-Letters of Credit and Collections are offered for clients who trade internationally

International Visa and MasterCard Credit Cards
-Normal Security requirement is 125% of requested limit.
-We offer automatic monthly payments of credit card bill
-The interest rate on the credit card is 1.83% per month, which only applies if full bill is not paid each month.

Free On-line Real-time Banking
-Innovative and convenient means of keeping track of movements in your bank account
-Real-time access from anywhere in the world
-We offer an advanced safety feature with Security Tokens

World Wide Wire Transfers
-Funds can be transferred freely to any bank in the world in any major foreign currency.

Receiving Money from Abroad
Your AIBL account has been designed to give you fast and convenient access to your money. Funds in US currency only can be received into your AIBL account in the following ways:

" Telegraphic transfers
" Bank drafts
" Personal checks
" Traveller's cheques
" International Money Orders
" Cash (Limited by Law)

We recommend telegraphic transfers as this is a more reliable method of receiving funds from overseas and funds are readily accessible.